This account is an interest bearing account. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks), and interest will be compounded semi-annually and will be credited to the account semi-annually. At our discretion, we may change the interest rate on the account. To inquire about the current rate on this account, please call us at (620) 646-5253. The interest rates and annual percentage yields may change at any time.
We use the daily balance to calculate interest on your account. Interest is paid for the days in which your account maintains a minimum balance of $25.00 and no interest is paid on those days in which your account falls below $25.00. If the account is closed before the accrued interest is credited to the account, the accrued interest will not be paid.
You must deposit $25.00 to open this account. You may make six (6) withdrawals from your account each four (4) week or similar period.
Fees and Charges - The following fees and charges apply to this account:
Withdrawals exceeding 6 per month $0.50 per withdrawal.